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	<title>Recession Ready America &#187; savings</title>
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	<description>News and Information for a Down Economy</description>
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		<title>Frugalista Coupon Mom&#8217;s Guide to Getting 100 Dollars of Groceries For Only 25 Cents</title>
		<link>http://recessionreadyamerica.com/2010/01/frugalista-coupon-moms-guide-to-getting-100-dollars-of-groceries-for-only-25-cents/</link>
		<comments>http://recessionreadyamerica.com/2010/01/frugalista-coupon-moms-guide-to-getting-100-dollars-of-groceries-for-only-25-cents/#comments</comments>
		<pubDate>Wed, 06 Jan 2010 21:31:59 +0000</pubDate>
		<dc:creator>Recession Ready</dc:creator>
				<category><![CDATA[Food and Health]]></category>
		<category><![CDATA[book review]]></category>
		<category><![CDATA[coupons]]></category>
		<category><![CDATA[groceries]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[smart shopping]]></category>

		<guid isPermaLink="false">http://recessionreadyamerica.com/?p=1361</guid>
		<description><![CDATA[In these tough economic times, there aren't many things I wouldn't do to save money or make my dollar go further.

When it comes to shopping this coupon mom is not playing around.  She shows you how she was able to get 100 dollars of groceries for only 25 cents using coupons, price matching and her strategic shopping method.
]]></description>
			<content:encoded><![CDATA[<p><img src="http://recessionreadyamerica.com/wp-content/uploads/2010/01/frugalista-mom.jpg" alt="Frugalista Coupon Mom's Guide to Getting 100 Dollars of Groceries" /></p>
<div class="clear"></div>
<p>In these tough economic times, there aren&#8217;t many things I wouldn&#8217;t do to save money or make my dollar go further.</p>
<p>When it comes to shopping this coupon mom is not playing around.  She shows you how she was able to get 100 dollars of groceries for only 25 cents using coupons, price matching and her strategic shopping method.</p>
<blockquote><p>&#8220;It&#8217;s not about changing what you eat, is about changing what you buy and which brands you like.&#8221;</p></blockquote>
<p><strong>Top Shopping Tips:</strong></p>
<ul>
<li>Always check out the stores sale flyer.</li>
<li>Always buy whats on the front page, they will have the biggest discounts</li>
<li>Plan your shopping trips ahead of time so you will make more informed decisions.</li>
<li>Know which stores have double and triple coupon programs.</li>
<li>Look for internet coupons and unadvertised deals</li>
<li>Buy the store brand for big discounts</li>
</ul>
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<p><strong>Do you want to know how to get 100 dollars of groceries for just 25 cents?</strong></p>
<p>Stephanie Nelson the founder of <a href="http://www.couponmom.com/">www.couponmom.com</a> presents <strong>The Coupon Mom&#8217;s Guide to Cutting Your Grocery Bills in Half: <em>The Strategic Shopping Method Proven to Slash Food and Drugstore Costs </em></strong></p>
<h2>Coupon Mom&#8217;s Book Description </h2>
<p>Americans are hungry for bargains these days, but one woman has developed the ultimate strategy for enjoying a feast of savings. Taking the nation by storm, with appearances ranging from The Oprah Winfrey Show, Today and Good Morning America, Stephanie Nelson has shown countless women and men how to save thousands of dollars by becoming savvy coupon clippers-without sacrificing nutrition or quality. Now, in The Coupon Mom&#8217;s Guide to Cutting Your Grocery Bills in Half, Nelson demonstrates all of the tricks of the trade-beyond coupons and tailor-made for a variety of shopper lifestyles. Whether you&#8217;re a &#8220;busy&#8221; shopper and have only a small amount of time each week to devote to finding the best deal; a &#8220;rookie&#8221; shopper who is ready to put more effort into cutting bills; or a seasoned &#8220;varsity&#8221; shopper who is looking for new ways to get the deepest discounts possible, this book offers techniques thatw ill make it easy to save money at any level and on any timetable.</p>
<p>Extending her Strategic Shopping protocols to mass merchandisers, wholesale clubs, natural-food stores, drugstores, and other retailers, Nelson proves that value and variety can go hand in hand. With meal- planning tips, recipes, and cost-comparison guides, as well as inspiring real-life stories from the phenomenal Coupon Mom movement, this is a priceless guide to turning the checkout lane into a road of riches.</p>
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		<title>How to Prepare for the Coming Depression Part 2 &#8211; Finances</title>
		<link>http://recessionreadyamerica.com/2009/09/how-to-prepare-for-the-coming-depression-part-2-finances/</link>
		<comments>http://recessionreadyamerica.com/2009/09/how-to-prepare-for-the-coming-depression-part-2-finances/#comments</comments>
		<pubDate>Sun, 13 Sep 2009 09:09:02 +0000</pubDate>
		<dc:creator>Recession Ready</dc:creator>
				<category><![CDATA[Outdoors and Preparedness]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[deflation]]></category>
		<category><![CDATA[depression]]></category>
		<category><![CDATA[gold]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[silver]]></category>

		<guid isPermaLink="false">http://recessionreadyamerica.com/?p=714</guid>
		<description><![CDATA[How to prepare you finances for depression.  Cut costs, pay down your debt, and increase savings, are all steps that you need to take to prepare for a depression.

  Regardless of it being an inflationary or deflationary depression, you would not want to be vulnerable to skyrocketing prices or a food shortage.  This was the main reason why you want to invest in your food supply today, because the longer you wait the more the prices will rise.]]></description>
			<content:encoded><![CDATA[<p><img src="http://recessionreadyamerica.com/wp-content/uploads/2009/09/stockpile.jpg" alt="Preparing For The Coming Depression" style="float:left;" width="300px" /></p>
<h3>How to Prepare for the Coming Depression Part 2:</h3>
<p>In the <a href="http://recessionreadyamerica.com/2009/09/how-to-prepare-for-the-coming-depression-part-1/">Part 1</a> I outlined the importance of having a reserve of food set aside for you and your family.  Regardless of it being an inflationary or deflationary depression, you would not want to be vulnerable to skyrocketing prices or a food shortage.  This was the main reason why you want to invest in your food supply today, because the longer you wait the more the prices will rise.</p>
<p>After you have 3-6 months food supply stored up its time to take care of your finances.</p>
<p><span id="more-714"></span></p>
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<h2>1. Eliminate Debt</h2>
<p>If you can not get completely out of debt, then you should focus on the one with the highest interest rates first.  The basic idea is to reduce the total amount of any future expenses and money going out.  To be prepared for a possible job layoff, or cutback in hours you should pay off as much as you can today.  Tomorrow it might hurt you twice as much to make the same payments.  You want to be able to get by with the minimum amount of money.</p>
<h2>2. Build Your Emergency Fund </h2>
<p><img src="http://recessionreadyamerica.com/wp-content/uploads/2009/09/indymac.jpg"  width="280" style="float:right; margin:0 0 5px 15px;" alt="a run on the banks" /></p>
<p>Save up a CASH reserve of 3-6 months (if not more) of expenses.  You should be able to survive on this reserve if the event you were laid off from your job.  Even if you are able to work through depression will you be prepared if the president declares a &#8220;bank holiday&#8221;?  Look back to 2008 when <a href="http://www.ocregister.com/ocregister/homepage/abox/article_2093028.php">IndyMac</a> was taken over by federal regulators.  People were lined up for days to get limited access their money.  This event was isolated, in the future (as it has <a href="http://www.youtube.com/watch?v=kFvrL_nqx2c">happened in the past</a>) it could happen to hundreds of banks at the same time.  </p>
<p>In your emergency fund only keep small bills, $1, $5, $10, and $20 dollar bills.  The majority of people have difficulty breaking larger $50 and $100 dollar bills even today.  You want to make sure that the money you have can easily be spent.</p>
<h2>3. Invest in Gold, Silver, and Tangibles</h2>
<p>If you have a considerable amount of money saved up already in retirement funds or stocks.  It may be time to look at re-distrusting your investments.  Many people lost 50% of the net worth in the last stock market crash.  Could your portfolio survive through another?  Throughout history gold, silver, and precious metals have always held their value.  The prices of gold is on the rise and not coming down anytime in the near future.</p>
<p>Aside from gold and silver, you want to invest in real tangible objects.  A Good set of tools and equipment, books, medicine, firearms, ammunition, and other supplies will all be worth their weight in gold.  In a serious long term depression paper assets with be worthless to you.  If you can&#8217;t touch it and hold it in your hands then you don&#8217;t want it.</p>
<h2>4. Cut Expenses At All Costs </h2>
<p>Many of us live way beyond our means. It shouldn&#8217;t take an economic crisis for you to take a look at the thing you may not actually need.  Cancel the cable, and netflix memberships.  Downgrade your phone plan from the blackberry plus line to a cheaper normal line.  Stop running the a/c 24 hours a day.  Cut out junk food and fast food.  They have little nutritional value and they are more expensive fresh fruits and vegetables.  There are several small things that can add up over the course of a month.  Staying at home on the weekends could save hundreds of dollars over time.  Instead of going out to eat, you could take turns having people cook.</p>
<p>No matter how you choose to do it, its important that you find some way of reducing your expenses and increasing your savings.  Be creative.  If you stick to your plan you will be in much better shape than the rest of the people out there, who may have been caught by surprise.</p>
]]></content:encoded>
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